75point3 - Equity Release

75point3.com Lifetime mortgage You borrow a lump sum in the form of a mortgage, which you then repay from the sale of your home when you die or move into long-term care. Introducing 75point3 Our experienced team has already helped many clients to find a suitable modern equity release plan. We are independent, so we can consider the whole of the market and can guide you every step of the way to ensure you have the financial outcome and protection you require. With our help, you’ll be confident making your choice. We are ready to help We are independent financial advisers with many years of experience We are friendly and approachable, and give clear, comprehensive advice We are independent, so can consider the whole of the market We get to know you, tailoring a solution that meets your needs We guide you through the modern equity release process Making things easy We start with a chat Modern equity release is a great way of accessing a potentially large sum of money in later life, but it isn’t appropriate for everyone. We always begin with a friendly conversation, getting to know you and your circumstances in detail before we recommend any solution. Searching the whole market If this option is an appropriate way for you to release value from your home, we search the whole of the market to find competitive deals for you. We are proud to be independent which means we are not tied to one particular equity release provider. The choice is yours We give you clear, considered advice, explaining all the details to make sure you’re fully informed. We guide you through the options and give you all the advice you need. With you all the way Once your plan is arranged, we stay with you and advise on what to do with the money you unlock. From savings to investments and other options, we help you make informed choices. Long-term financial security Modern equity release is just one part of your overall financial picture. We are expert advisers with a wide range of specialist knowledge, so will always consider every aspect of your long-term financial security. Equity released from your home will be secured against it. The most popular type of modern equity release: Frequently asked questions Is releasing equity a suitable option for you? Whether equity release is a suitable option for you depends on your circumstances such as: your age your income how much money you want to release your plans for the future. When releasing equity, it’s tempting to focus on the immediate boost you will get from the money you unlock, but you need to look at how it will affect your future choices and financial situation in later life. How do I set up equity release? Our team at 75point3 can talk you through the options and help set up a plan if it’s suitable for you. When can I use equity release? You usually need to be at least 55, though the minimum age can sometimes be 60 or 65. Can I still move house? Most arrangements will allow you to move, but you should get expert assistance to check the details. Am I protected in any way? If your provider is a member of the Equity Release Council, you will never owe more than the total sale price of your home, and you will be able to live in your home until you die or move into permanent care. How can I find out if this option is suitable for me? Everyone’s circumstances are different, so you should always get advice from a reputable financial adviser like 75point3. The team at 75point3 couldn’t have been more helpful and ensured the process was quick and smooth. They gave me plenty of options and kept me informed and guided me at every stage. They are terrific and I wouldn’t hesitate to recommend them.