75point3 - Personal Protection

Creating your plan Presentation of advice • Your Protection Adviser will work with our Paraplanning team to review any existing protection products and research new ones if needed. • Because we are independent, we can search the whole of the market to recommend suitable products at competitive prices. • Your Adviser will present their recommendation to you. • We will discuss different options, which may include variance on the amounts covered, the length of any term and any exclusions. • We will explain any associated risks and the corresponding insurance premiums to help you make an informed decision. • We will explain about our proposed use of Trusts if they are applicable to you. 3 4