75point3 - Protection

75point3.com Life insurance Your death might be unexpected, but whenever it occurs, it can hit family and loved ones hard if they suddenly have to manage without your income. Life insurance is a way to protect those you love from financial loss in the event of your death. The payout from a life insurance policy could be used to pay off debts or clear a mortgage, or it can be used to pay for childcare or other day-to-day expenses. Nothing can replace the loss of a loved one, but life insurance can help make sure those you care about don’t suffer financial hardship if the worst happens. Critical illness cover Death is not the only event that could leave family and loved ones in a difficult financial position. Serious illness can also prove devastating, as it would be likely to leave you unable to work. Critical illness cover helps to protect those you care about from the resulting financial loss, with a one-off tax-free payment that could make a big difference should the unthinkable happen. It can be used to cover household bills, pay off mortgages or loans, or pay day-to-day expenses – helping you and your loved ones get by in difficult times. Income protection insurance What would happen to your finances if you couldn’t work due to sickness or injury? Savings might cover some expenses for a period, but would you have enough to get by? Income protection insurance delivers real peace of mind by protecting against unexpected loss of income. If you have to stop work because of injury or illness, the cover pays out a regular monthly sum that will make a real difference at a time when you need it. Introducing 75point3 We can help protect your finances from things that could happen, and things that will happen. We are independent, so we can consider protection products right across the market, and because we take time to understand who you are and what matters to you most, you can be confident of finding insurance that meets your needs. We are ready to help We are highly experienced, independent financial advisers We help protect your loved ones and lifestyle from the impact of financial loss We tailor our advice to your specific circumstances We are not tied to one insurance provider so can consider the whole of the market We support you at every stage Making things easy We start with a chat Everyone’s situation is different, so we always begin with a conversation. We find out about you and your circumstances so we can get to the heart of your protection needs and provide advice tailored to you. Finding suitable protection products We consider the whole of the insurance market when we are searching for the most appropriate products. Then we talk you through the options and guide you as you choose the level of protection you may need. Supporting your application Once you decide which protection products are suitable for you, we guide you through the application process and keep you informed every step of the way. We are here as long as you need us If you have questions or queries, simply get in touch as we are always happy to help. As long as you need our advice, we are here to give you the support you need. How can we help? I have been continually delighted with the service from 75point3. They are friendly, professional and proactive and any advice is always totally focused around my needs.