75point3 - Your Mortgage Journey

Ongoing support • We’ll try to alert you a minimum of three months prior to the end of any mortgage and protection policies. If you don’t hear from us please get in touch. • You should review your protection periodically or if your circumstances change. • We’ll be delighted to rework your plans or source new ones that might be a better fit. 8 Mortgage progression • Once your application has been sent to the lender, we track your application and will notify you of any additional information that the lender has requested, which may include surveys. • If your mortgage application is successful, you will receive an offer from the lender. We will help you if you do not understand the terms of the contract you receive. • When you’re happy with the offer from your mortgage lender and your property purchase is ready to proceed, then you are ready to move to exchange via your Solicitor, though we are on hand to assist when required. • Your solicitor will agree a date with you when the legal ownership transfers to you. This is called completion . It’s the day you pick up the keys. 7 A mortgage is secured against your home or property which could be repossessed if you do not keep up the mortgage repayment.